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Best Small Mortgage Brokerage 2025 – South West England & SME News Client Service Excellence Award 2025
Buying a home is one of life’s most significant decisions, carrying both financial weight and emotional meaning. Today’s clients are increasingly drawn to firms that can deliver strong outcomes while retaining that all important human touch that makes the process
Enhanced Affordability: What It Means for You
The mortgage market is shifting – and for once, it’s good news for borrowers. Lenders across the UK have recently introduced enhanced affordability checks, making it easier for more people to qualify for a mortgage. So, what exactly does this
How to Secure the right Mortgage Rates
How to Secure the right Mortgage Rates When it comes to buying a home or remortgaging, getting the most suitable mortgage rate can save you thousands over the life of your loan. Whether you’re a first-time buyer or an experienced
The Top 5 Mistakes to Avoid When Buying Your First Home
Buying your first home is an exciting milestone — but it’s also one of the biggest financial decisions you’ll ever make. As a first-time buyer, it’s easy to get overwhelmed by the process. To help you stay on track, here
Exploring Different Types of Mortgages: Which One is Right for You?
Choosing the right mortgage is just as important as finding the right property. With so many different types of mortgages available in the UK, it can feel overwhelming — especially for first-time buyers or those looking to remortgage. In this
What Is a Joint Mortgage Sole Proprietor (JMSP) Mortgage?
A JMSP mortgage allows two (or sometimes more) people to take out a mortgage together—typically a buyer and a family member—but with only one person named on the property deeds. That sole person becomes the legal owner, while the other
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Sam and the whole team provided an outstanding service during the process of buying our first house. They were available for advice across the whole house buying process. We are confident they got us the best deals on mortgage and insurances. Sam was able to explain each part of the process in lay terms, even areas which were not under his exact remit e.g. conveyance and negotiations. Sam and team were remarkably responsive to our queries, even replying to emails over weekends and facilitating zoom calls on bank holidays. When we think about all the fees we pay during the house buying process, Sam & Just Mortgages stand out a mile as the best value service. We couldn't recommend Just Mortgages highly enough, and know we will be well looked after in the future when it comes to remortgaging.
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